Calculate Your Loan EMI
Calculate your education loan EMI and explore possible subsidies and loan support based on your profile.
Education Loan Moratorium
An education loan moratorium is a grace period when students do not pay EMIs during their course and for a specified period after graduation. However, interest may continue to accumulate.
Central Sector Interest Subsidy Scheme (CSIS)
The CSIS education loan subsidy can provide eligible students with government support for interest during the moratorium period. Eligibility depends on income, category, course, institution and other scheme conditions.
Frequently Asked Questions
What is an education loan moratorium period?
It is the period during which EMI repayment is deferred while the student studies and for the applicable post-study grace period.
What is the CSIS interest subsidy?
CSIS provides eligible students government interest support during the moratorium period, subject to the scheme’s rules.
Can I get an education loan without collateral?
Some education loans may be available without collateral, depending on the lender, loan amount, course, institution and applicant profile.